An individual eligible for traditional Medicare Part A &B may choose to enroll within a Medicare Advantage plan (Medicare Part C). A Medicare Advantage plan is administered by a private insurance company or health organization rather than the Federal Government. Medicare Advantage plans cover short-term nursing and rehabilitation in a nursing facility. Medicare Advantage plans do not cover extended stays or long-term care in a nursing facility or assisted living facility.
Some Medicare Advantage plans allow enrollees to use any Medicare contracted provider while other plans restrict provider choice to a limited panel of providers.